Protect Your Properties and Bottom Line With FolioGuard™ Smart Ensure
Resident-caused accidents can cost thousands of dollars in property damage (averaging $13,962*), and unnoticed insurance gaps can quietly put your properties at risk.
If you’re still manually tracking resident-provided insurance policies, one missed policy could expose your business and put your owners at risk.
Included in all AppFolio Property Manager plans, FolioGuard™ Smart Ensure, powered by AI, automates the insurance management workflow — from verifying third-party policies to sending reminders and enforcing compliance — all without extra work.
On average FolioGuard Smart Ensure users save 5.4 hours per week on tasks related to insurance management.*
That means less busywork, fewer insurance coverage gaps, and more peace of mind knowing your properties and owners are protected.
*Source: April 2025 survey of 654 Smart Ensure users
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Benefits of FolioGuard™ Smart Ensure
“FolioGuard Smart Ensure has allowed us to shift our focus back to what matters most—our tenants and clients. Instead of spending valuable time tracking insurance lease compliance, collecting certificates etc., the platform handles it seamlessly. It’s been a reliable revenue stream for our company while requiring minimal oversight, which has been a huge win for our operations team.”
FolioGuard™ Smart Ensure is a software tool that tracks insurance coverage across units and allows property managers to add uncovered units in a qualifying insurance policy purchased by the property manager. To participate in the program, property managers must have a qualifying liability to landlord insurance policy, which can be obtained through a licensed insurance broker, such as Stern Risk Partners, LLC.